Christmas gifts to suit a budget

Key Points:

  • Put more thought and less money into your gift-giving this year
  • Find a savvy gift that keeps on giving all year long
  • Be mindful that some of your loved ones took a financial hit this year
  • Removing gift purchasing pressure may enhance the joy of being together 

Thoughtful Gift Giving

This year we challenge you to think differently about the people who you would ordinarily exchange gifts with. Did they take a financial hit this year? Do you think that the expectation to buy gifts for others will cause them to be uncomfortable? Can you have a chat about different ways to express your affection and celebrate the season? 

Present giving can give immense joy. If you enjoy the tradition of buying a gift for somebody you love, give a thought to our ideas below, and if none of them fit, you can alway ask your gift recipient if they need something. 

In big groups, Secret Santa is often enjoyed. Of course, it’s important to be mindful of the dollar limits you are setting. 

In family groups, the time often comes to buy gifts just for the children. This may be another way to demonstrate your thoughtfulness of other’s situations. 

Gifts that keep on giving

It’s been a big year! There are some clever ways to give a gift to somebody close to you that may give them joy and as a bonus some financial perks over the next twelve months. 

The Entertainment book $70 This is an awesome purchase and available annually, with part of the cost going to charity or fundraising efforts. Potentially it can save the recipient $100s if not $1000s during the year. The Entertainment Book is available in paper or digital. Find an organisation that you’d like to support and see if they sell the book. We’ve included 2 options for you:

Experiences $30 – $500 Memories are made from experiences more than materials. From something as simple as a movie or afternoon tea to gifting a hot balloon or diving experience. You can find something to suit your budget and your gift recipients. Some places to look:

Magazine subscription $25 – $80 The gift that gives all year. What nicer than having a monthly reminder that somebody loves you enough to figure out what interests you and subscribe to a magazine for you? Always shop around for a discount, the Entertainment Book has discounts as do other sites:

The gift of Investing or giving to charity Are there little ones or big ones that you want to do something for or with? Do you want to share a love of investing? Or teach them the joy of giving to somebody less fortunate to themselves?

  • Investing: Shares, Term Deposits or Bonds
  • Charity: find a charity online that coincides with your (or their) interests

MoneyBrilliant Plus Plan (annual) $99 Do you have somebody in your family who would benefit from some help with their finances? MoneyBrilliant Plus plan is a great way to help them get their finances on track. To find out more about gifting an annual plan to a friend or family member please contact support@moneybrilliant.com.au

Covid, 2020 and financial stress

After COVID 19 isolation, spending time with our friends and families might never be taken for granted again! The financial impact may leave you a little anxious about spending money on gifts.

You have the option to talk about not exchanging gifts this year. But if you still want to participate, remember just because a gift doesn’t cost anything, it doesn’t mean the value is low.

The Gift of Time $0 Look around you. Do you have somebody who needs help to paint a room, or declutter their garage? Go online and make a voucher, put in a date or time, and expiry date, print and it’s ready to go. Here are some suggestions:

  • 3 garden tidy ups (or lawn mowing)
  • 1-night babysitting
  • 5 car washes
  • Massage/Nails/Make-over session
  • A working bee voucher for odd jobs around the house
  • An “I’ll be your taxi” voucher for a late night pick up or daytime appointment 
  • A voucher to cook dinner for your flatmate or family – either regularly or as a one-off

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